Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided.Ģ Western Union also makes money from currency exchange. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications.

1 Fee reductions apply only to the Western Union ® transfer fee for a single Western Union Money Transfer ® or Quick Collect ® transaction.